Putting money into a MMA for such a long period of time and barely making any kind of profit off of it, does not really seem worth it.
To tell you the truth, (M)oney (M)arket (A)ccounts are worth it if you have that extra money laying around. Even though the make very little profits you can still be making a little more than you would from a regular banking account.
For me, if I had the money to put into a MMA, I would. As long as they compound daily, you will earn a little more. I mean making some kind of profit off of your extra money is worth it if you are not planning to use it soon.
Would you choose to use a MMA for your extra cash?